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We have used Angela, First Rate Mortgage, for our new mortgage and two refinances and we have had very good experiences with all three transactions. Angela is very knowledgeable and has access to the resources to always find the best rate available at the time. It was always easy to stay in touch, whether in person, email or on the phone, with her during the document completion process and she was always quick to respond to any question, no matter how unimportant or insignificant it may seem to be. We would highly recommend Angela as the person to go to for your new mortgage or your refinancing needs.