First Rate Mortgage began in 1998 and is a member of the Better Business Bureau.  We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.

Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.  How do we do this?  We are approved to do business with multiple lenders who we shop on a day to day basis to find the best rate and programs available.

Have you ever applied for a loan and felt like you were on the hot seat?  Have you ever felt like you deserved better than what you were receiving?  At First Rate Mortgage, our first priority is making sure your mortgage loan experience is a positive one.  Our mortgage specialists are trained to listen instead of the other way around.  We pride ourselves on working hard to make sure you get the best loan product available and that it meets your needs.  This requires knowledge and experience in the mortgage field.  Both of which our mortgage specialists at First Rate Mortgage have.

We work hard to make your loan process a smooth one with no bumps along the way.    As a consumer you have the right to ask for the best and be treated with respect .