We Help Well Qualified Buyers Find Great Rates In Iowa
(515) 771-9998

Our Process

Applying for a loan is easy and not as scary as it might seem, but it’s important to work with someone asking the right questions.  Today’s underwriting is precise and each client has a unique situation that needs to be understood for a good loan pre-approval.  


If you know your social security number, your income and your residence history you are off to a good start for a pre-approval.  You can apply over the phone, in person, or online at your convenience. Of course, keep your personal information safe and only hand it over to reputable firms.



What Make Us Different


Customer Comments
I’ve known Angela Swank (Frost) for over fifteen years and have personally used her for a mortgage loan. She delivers what she promises with no surprises at the closing table. She made buying a home a pleasurable experience. I would definitely recommend First Rate Mortgage due to the integrity level Angela chooses to live by within her company.

Kimberly A.
Waukee, IA

Top Mortgage Broker in Des Moines

Equal Housing Lender     Lending Integrity